Rate

Lender/Broker

Fees

Points in $

Fees Total

APR

RockBottom Mortgage

3.375%

      $0

  $0

  $0

3.375%

eClick Lending

3.500%

      $0

      $0

      $0

3.500%

 Sebonic Financial

3.500%

      $0

  $1,250

   $1,250

3.551%

Guaranteed Rate

3.625%

   $0

  $1,590

   $1,590

3.668%

3.625%

3.625%

Bank of America

 

  Wells Fargo

       $1,593

  $1,632

            $1,542

  $2,136

   $1,632

   $3,678

3.669%

3.724%

3.750%

US Bank

      $0

 $2,616

   $2,616

3.821%

Flat Fee Mortgage Company

 *Rates updated May 14, 2016 at 11:29am CST

         *APR = Annual Percentage Rate       *Appraisal Fee and Title Fees Not Included

Assumptions:  Single Family Residence, Includes All Total Lender Fees, $250,000 loan amount, 80% Loan-to-Value or Less, Fico Score of 740+, Escrow Account, No Cash-Out (if Refinance), Purchase or Refinance, 30 Day Rate Lock, Illinois, Florida, Tennessee and Michigan Properties.  RATES SUBJECT TO CHANGE WITHOUT NOTICE.

 

No Commissions

No Haggle

No Closing Cost Options

Just Low Rates and Fees

$0

About Us

We are not like your typical mortgage company whose business model and income structure is based on commissions.  These companies will sell you interest rates that are higher than industry standards with corresponding higher fees.  We are simply a flat-fee mortgage company offering the lowest rates with the lowest fees as we know this is the biggest and most important investment people make.  ​We encourage you to shop our rates and fees to see for yourself.  The numbers simply don't lie.

LEARN MORE

 

Want a free quote? Give us a call (Toll Free) 855.219.4661

Equal Housing Lender | Illinois, Florida, Tennessee and Michigan Residential Mortgage Licensee

About

Anthony Pipitone

Personal:  Anthony lives in the Northern Suburbs of Chicago with his family and has roots in the community.  He's lived in the Chicagoland area all his life and attended Loyola Academy High School.  He then went on to study at the University of Wisconsin-Madison.

Professional:  Anthony has been in the mortgage industry for 15 years.  Throughout his career he has assisted more than 1,800 people purchase or refinance their homes.  As a loan originator, employed by other mortgage companies, he participated in  commission structured environments as almost all companies were structured that way.  The mindset of these companies was to "SELL THE HIGHEST INTEREST RATE AND CHARGE THE MOST FEES" as that equated to higher commissions.  After the housing collapse he saw firsthand the aftermath of this type of business model and decided that there needed to be a change.  He started RockBottom Mortgage as an alternative to these high priced commission based mortgage companies that still exist.

 

CONTACT US

960 Rand Road. Suite 213

Des Plaines, IL 60016

About RockBottom Mortgage

We are not like your typical mortgage company whose business model and income structure is based on commissions. These companies will sell you interest rates that are higher than industry standards with corresponding higher fees.  We are simply a flat-fee mortgage company offering the lowest rates with the lowest fees as we know this is the biggest and most important investment people make.  ​We encourage you to shop our rates and fees to see for yourself. The numbers simply don't lie.

NMLS Consumer Access

Equal Housing Lender | Illinois, Florida, Tennessee and Michigan Residential Mortgage Licensee

 NMLS License # 1141327 |

960 Rand Road.  Suite 213

 Des Plaines, IL 60016

 P:  855.219.4661 (Toll Free)

 

OUR LOCATION

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